Will I Lose My Auto Insurance?
It is true that a conviction will often be followed by a cancellation of coverage or a spike in premiums. In fact, per the Automobile Club of Southern California, drivers who have been convicted for the first time can find themselves facing increases of $6,600 for over three years.
Some auto insurance companies, depending on your policy, reserve the right to cancel your policy if they believe that you are too much of a risk to insure. Insurance companies see a DUI on your record and they see a high risk. This is what translates into higher premiums for you.
According to esurance,
The amount will vary depending on individual circumstances — of course — but for a typical one-car/one-driver policy, the average premium could increase by a few hundred dollars.
Usually, if you get a DUI, your auto insurance company will not drop your policy. You probably will experience a premium hike though. If you have prior DUIs on your record or your offense was a felony, your company may choose to drop you policy completely.
In order to get your license back after a DUI revocation, you must provide proof of auto insurance. This can be difficult to do if your company drops your policy. However, auto insurance is required for all drivers in the state of California. You can request an SR-22, FR-44, or FR-19 form from your insurance as the required proof to get your license back.